Auto Insurance Policy Limits Search
Liability limits on a driver's or vehicle owner's personal auto policy, searched by name, plate, VIN or policy details.
Learn more →Policy Limit Search Services
Trace Policy Limits researches the liability insurance coverage behind a defendant so attorneys can evaluate a case before formal discovery. Choose the search that fits the claim, or send the case details and we will tell you which one applies.
Our searches
Each service has its own page with the details we need and what you can expect back. Pricing is quoted before work begins, and turnaround depends on the search type and the details you send.
Rush Policy Limits Search
Priority handling for personal auto and commercial trucking searches when a demand deadline, mediation or limitation date is close.
Learn more →Commercial and Trucking Policy Limits Search
Liability limits behind a business, a fleet or a for-hire trucking carrier, searched by business name, USDOT number, VIN or crash report.
Learn more →Bulk Policy Limits Search for Law Firms
Volume arrangements for firms that open many auto and trucking cases and need repeatable policy limit results.
Learn more →DMV VIN & Tag Search
Vehicle ownership and registration look-ups by VIN or vehicle tag, to identify the right owner before a policy limits search.
Learn more →Subject & Witness Locate
Current address and contact details for witnesses, defendants and other people you need to reach in a case.
Learn more →Asset Search for Attorneys
Public-record indicators of a defendant's property, vehicles and business interests, to help judge collectability early.
Learn more →Which search do I need?
- A private driver or a person's own vehicle: personal auto policy limits.
- A company vehicle, a delivery driver or a truck: commercial and trucking.
- You only have a plate or VIN: start with a DMV VIN and tag search to identify the owner.
- The deadline is close: add rush handling.
- Coverage looks thin: an asset search can help you judge collectability early.
- You send many cases: ask about bulk arrangements.
Most cases need one search. If a case could fit two, send it once and say so in the notes, and we will tell you what we recommend before we start.
Other coverage questions
Homeowners, renters and premises claims, umbrella and excess policies, and cases where you know the defendant but not the insurer come up often. They are not separate products on this site. Tell us about the claim on the request form and we will confirm whether we can search it before any work begins. For background, read our guide to finding umbrella and excess coverage.
You may also see this kind of work called policy limit discovery, policy limits trace or liability limit tracing. It is the same research.
What every request needs
- Defendant's full name (and business name for commercial matters)
- Date and location of loss
- Anything that identifies the vehicle, property or policy: plate, VIN, address, policy number, carrier
- The accident report, if you have it
- Your firm name and a case reference
What a search does not do
A report is research, not a policy document. We do not provide certified policies, and a report should not be treated as the carrier's confirmation of coverage. Where your state gives claimants a right to request limits from the insurer, send that request too. See our guide to pre-suit policy limits disclosure by state.
Ready to send a case?
The more you send, the more specific the result. Missing details are the most common reason a search takes longer or comes back partial.
Have a defendant and a date of loss?
Send us the case details and we will confirm what we need to start. Questions first? Email request@tracepolicylimits.com.